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Crypto Just Got Permission to Opt Out. Will You Follow?
Crypto and Digital Edge

Crypto Just Got Permission to Opt Out. Will You Follow?

Congress is redrawing the rules of digital finance. With new crypto bills advancing and centralized oversight fading, investors face a choice: adapt to a decentralized future or get left behind. Here's how to position yourself.

By Joseph Sherman

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Not too long ago, crypto was still in regulatory purgatory, a legal gray zone wedged between speculation and suppression. But now, that fog is lifting fast. The GENIUS Act was signed into law, and the CLARITY Act and the Anti-CBDC Act are advancing through Congress. These laws will be reshaping the U.S. stance on digital assets.

The message of these laws is clear: The federal government is dropping the leash of centralized financial oversight, clearing the way for decentralized systems to grow with fewer constraints. Crypto markets have responded in kind as institutional demand builds: bitcoin blasted to a new all-time high. Behind the price movement is a clear policy shift, one that could reshape how investors think about security, ownership, and long-term positioning.

Deregulation Is the Signal, Not the Distraction

The GENIUS Act sets standards for stablecoins, requiring full dollar or Treasury backing. It no longer bans or restricts them. It legitimizes them.

The CLARITY Act, which the House passed with bipartisan support, defines how the government regulates tokens and places many assets under the more lenient CFTC instead of the SEC. Elsewhere, the Anti-CBDC Act explicitly bars the Federal Reserve from issuing a ‘big brother’ central bank digital currency, killing any near-term possibility of a government-run digital dollar.

Together, these bills mark a broader change in how the government addresses financial oversight: less intervention, fewer guardrails, and a growing acceptance of decentralized systems.

You could see this as dangerous, an opportunity, or both.

Alternative Assets Are Going Mainstream

In recent months, crypto has been evolving and maturing. Institutions are loading their treasuries with bitcoin. ETFs now hold nearly 10% of the total supply. MicroStrategy, now rebranded as Strategy, holds over $62 billion in BTC. And when Trump Media is raising $2.5 billion to build its own crypto treasury, you know their champion in the White House is not going to let this investment falter. 

Meanwhile, state governments are signaling their position too: Texas is considering a bitcoin reserve fund. And the Department of Labor reversed its earlier position on crypto, now allowing it in 401(k) plans.

Crypto is no longer an industry begging for validation. It’s becoming a parallel financial system with mainstream acceptance and a growing green light from Washington.  For an investor, diversifying away from traditional finance is no longer a fringe move but a smart one.

$Strategy Play play plan

Your Finance Play on Crypto

Congress is rolling back centralized oversight, legitimizing stablecoins. Crypto is moving from speculation to mainstream, with institutions and ETFs already holding nearly 10% of bitcoin’s supply.

Bottom Line

Washington is signaling crypto’s mainstream acceptance, creating a parallel financial system with fewer guardrails. ETFs like IBIT, ETHE, BITW, and BTCC let investors capture the upside, balancing pure BTC or ETH exposure with diversified baskets, while choosing between convenience and true sovereignty through self-custody.

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